D a l l a s P o l i c e a n d F i r e P e n s i o n S y s t e m  


Retiring With the Pension System

Deciding when to retire and choosing your pension benefit options are very important financial decisions. By reading this information, you are already taking an important step toward planning your retirement!

When can I start receiving benefits?
Your years of Pension Service and, in some cases, your age determine when you can begin receiving pension benefits. It will also depend on when you were first hired. More information can be found in our Member Handbooks.

How will I receive benefits?
You can choose to receive a monthly pension benefit or you can defer your monthly pension benefit into a Deferred Retirement Option Plan (DROP) account. Even if you are not in DROP, you may join when you retire. If you have a DROP account at retirement, you may add to your DROP account, leave your money in DROP, or you may take part or all of your money out of DROP.

What are my next steps?

1. Attend educational programs provided by the Pension System - such as a Pre-Retirement Education Program (PREP) session - to learn about your options and to begin planning for retirement.
2. Schedule a meeting with a Benefits Counselor two to three months before you plan to retire. You will need to bring the following documents:
  • Birth certificate
  • Marriage license
  • Spouse’s birth certificate
  • Birth certificates of your children age 19 or younger
3. Meet with the City of Dallas Human Resources Department to learn about other City benefits you may be entitled to receive after retirement.

What will happen in my counseling session?
A Benefits Counselor will provide a Pension Benefit Application Form and explain:

  • Your retirement options
  • Estimates of your benefits
  • Survivor benefits
  • Post-retirement increases

When do my benefits start?
The Board of Trustees reviews and approves all retirements during its monthly meetings. Your first benefit payment will be made at the end of the month in which the Board approves your retirement. Payments will be made at the end of each month thereafter.


This is a general overview of retirement from the Pension System. It is intended to increase your awareness of the options available to you, but it does not give legal or financial advice or provide enough details for you to make decisions. For additional information, refer to your Member Handbook, the Plan Document, or attend the Pension System's educational programs. You also may contact a Benefits Counselor via e-mail, or call the Pension System office at 214.638.3863 or 1.800.638.3861. You also should consider obtaining advice from a tax consultant or financial advisor of your choice before deciding when to retire and how to receive your pension benefit.

Dallas Police & Fire Pension System
4100 Harry Hines Boulevard, Ste. 100
Dallas, Texas 75219
214-638-3863
1-800-638-3861

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